Dhanalakshmi Bank

Eligibility Criteria:

Student should be an Indian National.

Parents of the students can also apply for the loan, or jointly with the student and may repay from their existing sources.

Courses Eligible for Study in India:


Graduate and Post-graduate Degree/ Diploma Courses

Post-graduate courses in Arts, General Science, Commerce, Management. (From Recognized Colleges/ University)

P.G.Diploma in Computer application. (From reputed institutes such as NIIT, APTECH, BITECH, SSI etc)


Courses Eligible for Study Abroad:

Indian Nationals over 18 years of age.

The applicant should produce a copy of the Result of Qualifying/ Mandatory examination such as TOEFL, SAT, GRE, AGRE, GMAT etc together with a copy of valid passport, proof of Admission to the College/ University and a copy of the Visa/ Form I-20

Under-graduate courses in Biological & Natural sciences, Computer sciences, Engineering.

Post-graduate courses in the above Disciplines and Business Administration.


Loan Amount:

Click on the link Loan Amount to view the deltails of loan amount


Interest Rate:

For loans upto Rs. 4.00 lakhs - 1 % (pa) 

For loans above Rs. 4.00 lakhs - BPLR (pa) 



Upto Rs. 4.00 Lacs : Nil

Above Rs. 4.00 Lacs : Collateral in the form of a satisfactory guarantee and Security of approved shares / insurance polices with Surrender value/ NSC/ IVP/ Bank deposits etc. And/or Collateral security of land/ Building property equivalent to loan amount.