Eligibility Criteria:

Applicant should be a resident Indian

Minimum net annual income of Rs. 150,000 for secured loan and Rs. 75,000 for unsecured loan

Student must have secured admission to a recognised college/university in India or abroad*

* Loans available for study at select institutes, based on their accreditation


Loan Availability:

Our Educational Loans are available for studies in India or abroad. Avail of loan amounts ranging from a minimum of Rs. 50,000 to a maximum of Rs. 25,00,000*. 

 Loans above Rs.500,000 are available against security of residential property/shares. Loans to value ratio to be less than or equal to 50% of the property valuation. Loans available for study at select institutes, based on their accreditation. Smooth repayment:

Our Equated Monthly Installments (EMIs) scheme allows for easy repayment and saves you from hassles.



Our loans are tailor-made to your needs. Opt for tenures up to 4 years for unsecured loans and 7 years for secured loans (against security of a residential property / shares)


Interest Rate:

We offer you competitive interest rates on our Educational Loans. We also give you the option of choosing between a fixed or floating rate of interest (the floating rate option is available only in case of secured loans).